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Charlottesville, VA
4/13/2015 - 4/19/2015

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Louisville, KY
6/14/2015 - 6/17/2015

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December 10, 2015

About Us - Directors

About Us - Directors

Directors and Advocates

VCC Board of Directors

  • Kenneth N. Daniels, Professor of Finance, Virginia Commonwealth University School of Business
  • Gregory Fairchild, Executive Director, Tayloe Murphy Center, and Associate Professor, University of Virginia, Darden School of Business
  • Robert H. Gilliam, Jr., Retired Bank President and CEO
  • Dixon Hanna, Retired Associate Provost, Virginia Tech
  • James W. Harkness, Jr., Retired Bank President and CEO
  • Jane Henderson, President and CEO, Virginia Community Capital
  • Florence Kingston, Director for Department of Development, City of Newport News
  • Charlie H. Mills, III, CEO, Salera Employee Benefits Solutions
  • Mary Dwyer Pembroke, Director and Senior Counsel - Government Relations, Discover
  • Michael Schewel, McGuire Woods LLP
  • William Shelton, Director, Department of Housing and Community Development
  • Alvin Smuzynski, Retired Executive Director, Wesley Housing Development Corp

CCB Board of Directors

Community Advocate Council

  • David Baldwin, Bristol Redevelopment & Housing Authority
  • Shannon Blevins, University of Virginia's College at Wise Resource Center
  • Todd Christensen, Southwest Virginia Cultural Heritage
  • Graham Driver, Virginia Community Development Corp
  • Steve Galyean, Virginia Tourism Corp
  • Ed Gerardo, Bon Secours Health System
  • Michael Hawkins, Virginia Housing Development Authority
  • Shea Hollifield, Retired, Virginia Dept of Housing & Community Development
  • Kevin Kelly, Enterprise Development Group
  • Jill McCormick, Cabell Foundation
  • Overton McGehee, Habitat for Humanity - VA
  • Penny McPherson, Wells Fargo
  • Shelley Murphy, Piedmont Housing Alliance
  • Nancy O'Brien, Retired
  • Carolyn Spohrer, Virginia Community Action Partnership
  • Seson Taylor, PNC Bank
  • Chris Thompson,Virginia Dept. of Housing and Community Development
  • Marjette Upshur, City of Lynchburg
  • Kent Ware, USDA Rural Development
  • Kathy Wheeler, Community Business Partnership 


Board of Directors Resumes

Kenneth Daniels, Director

Dr. Kenneth N. Daniels is a Professor of Finance at Virginia Commonwealth University and specializes in the areas of financial services and community development. He has been an invited speaker at conferences such as the Institutional Investors Americas Government Funds Roundtable. Dr. Daniels received the Sydney Futures Exchange Prize for the outstanding paper on derivatives and the outstanding paper on investments from the Eastern Finance Association. Dr. Daniels has published over 20 refereed articles in journals such as The Journal of Money, Credit and Banking and, The Journal of Corporate Finance. His research on municipal bonds and financial advisors has been cited in the Dodd-Frank Wall Street Reform and Consumer Protection Act that was signed into federal law by President Barack Obama on July 21, 2010. Dr. Daniels is a also board member for the Richmond Retirement System, Virginia Community Development Corporation (VCDC) and Virginia Coalition to End Homelessness (VCEH). Currently, he is chairman of the board for the Richmond Retirement System while also serving as chairman of the finance committee for the Richmond Retirement System. Dr. Daniels served on the Treasury Board for the Commonwealth of Virginia from 2002 to 2010. Dr. Daniels also serves as a board member of the Eastern Finance Association and the Midwest Finance Association.


Robert H. Gilliam, Jr., Director

Mr. Gilliam has been a banker for over 40 years. He has served the profession and his community with directorships for numerous organizations. Mr. Gilliam was the President and CEO of Pinnacle Bankshares and its wholly-owned subsidiary First National Bank from 1980 until 2011. Prior to taking the helm, he served for ten years as a Vice President. He is a former President of the Virginia Bankers Association and served on numerous committees and groups for this organization as well as the Virginia Association of Community Banks and the American Bankers Association. He served on the Board of Directors for the Federal Reserve Bank of Richmond from 2008 to 2010. Mr. Gilliam has also presided over the Altavista Chamber of Commerce and the Altavista Lions Club. He has been a member of the Altavista Economic Development Authority, a director of the Altavista Life Saving & First Aid Crew, and a member of the Avoca Museum and Historical Society. Mr. Gilliam completed his Bachelor of Arts degree in Economics and Business Administration at Guilford College. He received a Diploma of Graduation from the Virginia Bankers School of Bank Management at the University of Virginia.


Dixon B. Hanna, Director

Mr. Hanna, retired, was Associate Provost for Academic Planning, Resources and Space in the Office of the University Provost for Virginia Tech.  He joined Virginia Tech’s faculty in 1972 and has served in a number of roles, including Assistant and Associate Dean for Administration in the College of Architecture and Urban Studies, Executive Director for Finance and Administration for Public Service, and Interim Vice Provost for Outreach and Economic Development. During his tenure at Virginia Tech, Mr. Hanna served on numerous non-profit boards, most notably as a long time member and chair of Community Housing Partners and the United Way of the New River Valley. Mr. Hanna received his Bachelor of Architecture degree with honors from North Carolina State University and his Master’s in Urban and Public Affairs from Carnegie-Mellon University.


James Harkness, Jr., Director

Mr. Harkness is formerly the President and CEO of Shrewsbury State Bank, Shrewsbury, New Jersey where for eight years managed the $425 million bank.  His 33 years in banking has included Chairman and Consultant for Tredegar Trust Company, Richmond, Virginia; Executive Vice President of Investor Services and Capital Markets with Dominion Bankshares (which merged into Wachovia); President & CEO of Dominion Trust Company; Chairman, Investment Banking Services for Dominion; and Executive Vice President of Administrative Services with Dominion Bankshares.  Additionally, he held Executive positions with Roanoke College and Wheat First Securities.  Mr. Harkness holds a B.A. from Roanoke College and a J.D. from American University School of Law.


Jane N. Henderson, President and CEO

Ms. Henderson is the former Community Development Executive for Wachovia Corporation where for ten years she managed all aspects of Community Development Operations, Lending and Compliance (a $2 billion loan portfolio) for the $350 billion Corporation.  Her banking career spanned over 24 years, including service as a Senior Product Manager for Consumer Credit and Operations Manager. Ms. Henderson currently serves as Chairman of the Board for Partners for the Common Good, a non-profit community development loan fund promoting community development. She is a member of the Appalachian Regional Commission’s Capital Advisory Group, and RUPRI Rural Advisory Group. Ms. Henderson served, for 8 years, as Chairman of the Federal Reserve Bank of Richmond’s Community Investment Council. She is the former Chairman of the Board for Community Housing Partners Corporation, a regional affordable housing non-profit corporation. She was a member of the Consumer Bankers Associations CRA Committee and a board member of Community Development Trust. Ms. Henderson is a graduate of the Consumer Bankers Associations’ Graduate School of Retail Bank Management and holds a Certified Risk Management Certification from the American Bankers Association.  She graduated from Gettysburg College in Pennsylvania and holds a Masters in Finance from St. Joseph’s University.

Florence G. Kingston, Director

Florence Kingston was selected as Director for the Department of Development for the City of Newport News in January of 2003 after being appointed Acting Director in August of 2002. Mrs. Kingston also serves as Secretary/Treasurer of the Economic/Industrial Development Authority of the City of Newport News. She has worked in economic development and small business development for 32 years. She has been with the City’s Department of Development for 30 years and with the Newport News Redevelopment and Housing Authority for two years prior to that. Florence received a Bachelor of Science in Commerce from the University of Virginia's McIntire School of Commerce. She is a member of the International Economic Development Council, the Southern Economic Development Council, the Hampton Roads Association for Commercial Real Estate, the Council of Development Finance Agencies, the Virginia Economic Developers Association, the Virginia Chamber of Commerce and the Tidewater Small Business Financing Authority. Her civic activities include past Vice President and Treasurer of Girls, Inc. of the Greater Peninsula and she serves on the Boards of People-to-People, Visionarias, First United Methodist Church Foundation and Board of Trustees, The Newport News Green Foundation, and the Christopher Newport University’s Joseph W. Luter, III College of Business & Leadership Board of Advisors.

Charlie “Chuck” H. Mills, III, Director

Chuck Mills is founder and CEO of Salera Employee Benefits Solutions. Since its inception in 1998, Salera has successfully provided asset based lending to the government contracting industry. Mills and his company have received numerous awards to include the Small Business Administration’s 2002 Minority Small Business Advocate of the Year award. During 1994-98, Mills was with Bear Stearns & Company on Wall Street, first as a trader for a $300 million portfolio of US government bonds and then as Vice-President within the company's Emerging Markets unit. Mills is a speaker for the US State Department. In this international diplomacy role he has provided presentations throughout Argentina, Brazil, S. Africa, Indonesia U.A.E. (Dubai), Syria and Qatar on business, economic, and strategic development and public policies relating to these issues. Mills is a graduate of the US Naval Academy. He served nine years in the US Marine Corps as a Cobra helicopter pilot and in the first Iraq conflict of 1990 - 91. During 1992-94 he was selected as a “Marine One” helicopter pilot for Presidents George H. W. Bush and William Clinton. He has served on numerous boards and currently serves on George Mason University’s Board of Visitors, and is Chair of the University’s Finance and Resource Development Committee, and sits on the Executive Committee.


Mary Dwyer Pembroke, Director

Ms. Pembroke spent 28 years as a professional advocate in Washington, DC, and most recently served as Vice President, Strategic Initiatives and Chief of Staff for the Council on Foundations, the largest membership organization serving philanthropy.  Previously, she served as a state and federal government relations professional for Fortune 50 financial services corporations such as the Federal Home Loan Mortgage Corporation (Freddie Mac) and Citibank, FSB.  During her tenure on Capitol Hill, Ms. Pembroke was counsel to the Housing and Urban Affairs Subcommittee of the United States Senate Banking Committee. She serves as a member of the Board of Directors of Chicago Community Ventures nfp.  Ms. Pembroke is the Chair for the International Women’s Democracy Center and a former board member of First Voice International.  She is a member and past president of Women in Housing and Finance in Washington, DC.  Ms. Pembroke was an inaugural independent director on the board of New York Mortgage Trust, a publicly traded Real Estate Investment Trust. Ms. Pembroke obtained a BA degree in history, political science and French and a JD degree from Marquette University and is licensed to practice before the Wisconsin and Federal bars.

Michael Schewel, Director

Mr. Schewel is a partner in the Richmond, Virginia law firm McGuire Woods LLP.  He also was Virginia’s Secretary of Commerce and Trade from 2002-2006.  His public board involvements include the Virginia Economic Development partnership, the Center for Innovative Technology, the Governor’s Biotechnology Commission, the Tobacco Indemnification and Community Revitalization Commission, the Virginia Biotechnology Park Authority, the Council on Virginia’s Future and the Southern Growth Policies Board.  Mr. Schewel received an A.B. from Princeton University and his J.D. from the University of Virginia School of Law.

William C. Shelton, Director

Mr. Shelton is the Director of the Virginia Department of Housing and Community Development.  He is responsible for the management and policy oversight of the agency, which provides community development and housing program support to communities across the Commonwealth.  The Department has 110 employees and an annual budget of $120 million.  He serves as President of the Council of State Community Development Agencies, a national organization advocating for the role of states in housing and community development.  Mr. Shelton graduated from Washington and Lee University with a Bachelor of Arts in Politics degree and received a Masters of Urban and Regional Planning from Virginia Commonwealth University.

Al Smuzynski, Director

Mr. Smuzynski resides in Fairfax Station, Virginia and is the former President and Chief Executive Officer of Wesley Housing Development Corporation.  He has been actively involved in affordable housing issues in Northern Virginia for some 28 years, including service as a commissioner of the Fairfax County Redevelopment and Housing Authority.  Mr. Smuzynski currently serves as the Director of the Northern Virginia Affordable Housing Alliance which advocates for regional affordable housing policies, programs and funding. He also serves as an Advisory Committee Member of the Virginia Coalition to End Homelessness. Prior to becoming CEO of WHDC, Mr. Smuzynski for 29 years was a career regulator with the Federal Deposit Insurance Corporation, the Federal Home Loan Bank Board and the Office of Thrift Supervision.  He holds a Bachelor’s degree from Elon College.